Invest for your future

Successful people always think long-term. And the longer their timeframe, the more successful they are. Successful people think about the next five years. Or the next 10 years. Or the next 20 years. How about you? -  Eternally Yours…God

Why is it important to invest? I’m sure you heard this word before. I did. I think I heard it from accounting 101, or maybe statistics during high school. But I never really gave importance to it, like it was a foreign word or something. I thought before that investing is only for people who have lots of money. I thought investing is only done by the rich, the affluent, the wealthy.


I was wrong.


I learned that investing is something that we have to do even if we are not rich yet. In fact, if you really want to be wealthy, you need to start investing. It is not something that you need to do when your old, it is something that you should do while your still young. This means you have to start now. As in now, ASAP.


There are two kinds of investor in this world:


1.  Short Term Investor


2. Long Term Investor

Short Term Investors

These are the people who doesn’t think of the future, they live like as if there is no tomorrow. They live within the philosophy of a line in the Lion King Movie ..  “Hakuna Matata”, which means no worry, live for today, eat drink and be merry for tomorrow you may die.


There was once a guy name Joe. He is a typical hardworking man, he has been working with his job for so many years now. One day he got a chance to speak to one of his wealthy classmate who is a businessman and financial advisor named Peter.


Peter was a bit alarmed and worried with his friend Joe. He learned that he doesn’t have any savings in his bank. So he told Joe that, I strongly advise you that you save and start investing your money for your future. Joe said, well Peter, “I don’t need to invest for my future.” Peter asked, “Why?”. Joe answered because I will die when I am 50 years old. Peter said, “Well I’m sorry to hear that Joe, but what if at 50, your still alive? Then what? While it is true that there is nothing wrong with the eating, drinking and being merry for the day, but what happens if tomorrow you don’t die. What if you live? And you live ‘til 90 years old. Did you know that the average lifespan of human beings are getting longer and longer every year?


Short Term investors can be likened to a farmer who plants a monggo seed. When you plant this seed, you can actually start harvesting it after a day or two. Then you have your own “togue”. There’s nothing  wrong with eating that. I eat “togue”. But the problem is when you run out of food, you start planting again, and you have to do this everyday for the rest of your life.

Long Term Investors

I firmly believe that if you want to be financially successful in life, you have to invest in the long-term. You can’t just be in a “live for the day” attitude. Success doesn’t come overnightt. Walt Disney said, “it takes 20 years of hardwork, determination and dedication to become an overnight success.


Long term investors are farmer too. But instead of planting monggo seeds, they plant mango seeds. It takes years before a mango seed turn into a mango tree.


My aunt, whom we call Tita Cielo, owns a farm in Bulacan, they have at least 4-5 acres of land filled with mango trees. Once I stood there in amazement on how big those trees are, they are all giants! Little did I know at that time that those trees have been standing there for at least 30-40 years. Even older than I am.


When I was young, I remember that our neighbor had this giant mango tree planted in their backyard It  had been there for as long as I can remember. One day, a powerful storm came, I don’t know I it was “rosing”, “during”, or “ning-ning”, there’s so many of them! The giant branches of that tree came swaying, I felt many times that this tree would come crashing into me, because my room was located very near that tree. Man, was I scared that time. I couldn’t sleep!


There was also a time when my dad noticed that the walls that divides our house from our neighbor’s are cracking. Ask me why? It is because the mango trees roots are destroying it. Yes, after all this years the tree is still growing.


This, my friend is what happens when you invest for the long term. You plant once, and take care of your seed, make it grow, tender it,  and soon like the mango tree, even if your old, or even when you die. It will still keep growing, it will keep bearing fruit, whether you like it or not.


In the following articles, I will share with you the secrets in having an abundant life in all areas. But for now, I would leave you with one question.


Did you know that Spiritual people are the most successful?


I’ll tell you why soon.


Aim High,Live life, Fear God


Ludwig Weigand